For a single applicant in 2026, monthly income must be under $2,982 and countable assets under $2,000. Your home and one vehicle are generally exempt. You must also meet Nursing Facility Level of Care. A community spouse may keep a separate resource allowance.
The detail behind the number
The 2026 single-applicant figures are $2,982 a month in income and $2,000 in countable assets. The home and one vehicle are generally excluded, which is why the asset number looks more punishing than it functions in practice.
Income above the limit does not automatically disqualify. Texas has mechanisms for applicants over the threshold, and the calculation of countable income is narrower than most families assume. This is the point at which a Texas elder law attorney usually pays for themselves.
Financial eligibility is only half of it. A separate Nursing Facility Level of Care determination must also be met, and a person can clear the money test while failing the medical necessity one.
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